Tuesday, January 8, 2013

EMV implementation

If you are working on EMV implementation on any new device.
Please make sure that you have latest EMV testing kit, latest device EMV kernel, Device OS, and latest VISA and Master guideline, latest Device Chip and Pin EMV and CTLS EMV Sample.
Vendor like Verifone Ingenico also provide training and sample for EMV and CTLS.
VISA Chip and Pin, VISA qsVSDC implementation is very easy and works on device default setting you don't need to do much effort to follow their guidelines.
MasterCard Chip and Pin, Paypass implementation is always pain because of their complex guidelines and device setting.
Amex implementation always looks complex but it is simple if they support you.
You can get EMV kit from ICCSolution, Fime, etc...
Master Visa guidelines from Bank.
You also need one good host simulator for fast development. FinSim is best.
You can get helpful documents from website like scribd for APACS, VISA Master EMV, CTLS.

What is EMV and EMV history?
http://www.scribd.com/doc/19132787/Intro-to-EMV
http://www.scribd.com/doc/19132768/EMV
http://www.scribd.com/doc/19132810/Standard-70-Book-1-1-June-2007
http://www.scribd.com/doc/19132767/EMV-v4-1-Book-1-ICC-to-Terminal-Interface
http://www.scribd.com/doc/19132765/EMV-Contact-Less-Communication-Protocol-v2-0
http://www.scribd.com/doc/19132750/Book-2
http://www.scribd.com/doc/19132743/Book-3
http://www.scribd.com/doc/19132747/Book4
https://www.scribd.com/doc/19132734/American-Express-EMV-Certification-Guide

EMV transaction flow:-
http://www.level2kernel.com/flow_chart.html


Verifone EMV webinar
http://www.verifonezone.com/fstore/0a463145bbfccb42_-634f7072_13697cf8344_-7a8b/EMV_201_Webinar_041012.pdf



EMV TAG Decoder

http://tvr-decoder.appspot.com/t/home

EMV transaction Steps:-

Card Detection and Reset
Candidate List Creation
Application Selection
Read Application Data
Data Authentication
Cardholder Verification
Processing Restrictions
Terminal Risk Management
Terminal Action Analysis
Card Action Analysis
Online Offline Decision
Online Processing
Second Card Action Analysis
Transaction Completed